Commoner: Coming from a humble background these are everyday folk, used to hardship and poverty. Generally has a profession and in smaller settlements might work for themselves or a merchant in larger towns and cities.
Wretched. You live in inhumane Conditions. With no place to call home, you shelter wherever you can, relying on the good graces of people better off than you. A wretched lifestyle presents abundant dangers. Violence, disease, and hunger follow you.
Political. A politcial enemy might inlcude a local magistrate, a noble who rules the region, or a monarch ruling the kingdom. the NPC might have offended a local ruler,become an outlaw, or a be a political rival.