Your peoples culture is stagnating. It is slowly losing the social and cultural gains of earlier generations. Its rulers tend to be dictatorial or authoritarian, or power is held by a religious or occult organisation restricting control to its members.
Comfortable: This is the middle class of any Culture, regardless of the average wealth of its citizens. These folk usually live in clean, nicely apportioned homes or apartments, often in better neighborhoods. They eat regularly and occasionally very well.
Trials of Youth: During your childhood you underwent a coming of age event that greatly impacted your life. (Work with your DM to detirmine what this event is)
You find yourself in love with another, wither it is a fling or something more serious is up to you. (work with your DM to detirmine if it is ongoing or terminated)