Squalid. You live in a leaky stable, a mud-floored hut just outside town, or a vermin-infested boarding house in the worst part of town. You have shelter from the elements, but you live in a desperate and violent Environment, in places rife with disease.
had an encounter with an unusual person, who as far as they could tell tell, had no home or family. They offered to help in anyway they could. After accepting their hospitality the stranger vanished leaving a note "Your kindness will be remembered".