Wretched. You live in inhumane Conditions. With no place to call home, you shelter wherever you can, relying on the good graces of people better off than you. A wretched lifestyle presents abundant dangers. Violence, disease, and hunger follow you.
Monster. A monsterous enemy could be something as weak as a goblin to as powerful as a ancient dragon. They consist of monsterous races and creatures. They might have done battle with the creature, been robbed by it, wanting revenge, or hunting it.