Wild carnivorous beasts invade the character's camp. During the attack, the character finds that he has the innate ability to command wild beasts (not monsters) to do his will (so long as it does not seriously risk the animals' lives).
Rebellion: As an adolescent you joined a rebellion against the local ruler, if successful you are outlawed, if it failed you escape, with only friends and family knowing your involvement. (Work with your DM to detirmine the details)
You find yourself in love with another, wither it is a fling or something more serious is up to you. (work with your DM to detirmine if it is ongoing or terminated)