In a dark alley at night, you are attacked by thugs. Before they can take anything, they turn white with terror and run away. You discover that you have a guardian ghost, a wise, benign spirit who accompanies you (work with your DM to determine details)
You are plagued by incredibly detailed dreams, so detailed that you actually glean the future from the visions, either by interaction or observation. You begin to suspect, however, that the dreams are REAL, and that his two worlds will one day collide.