You were abducted by otherworldly beings (planar, fey, fiend or celestial) Moments later, you reappear, but has physically aged 1d10+10 years, has no memories of that lost time, and has not mentally aged even a minute.
Pickpocket: During your adolescence your family fell on hard times forcing you to turn to petty theft and other criminal activities involving you with criminal organisations.
In adulthood you have an encounter with an unusual person, who as far as you can tell, has no home or family. You offer to help in anyway you can. After accepting your hospitality the stranger vanishes leaving a note "Your kindness will be remembered".