You spend time with a spell-caster who teaches you a minor cantrip as a parting gift, learn one cantrip from a spell-casters spell list (DM's Discretion)
Pickpocket: During your adolescence your family fell on hard times forcing you to turn to petty theft and other criminal activities involving you with criminal organisations.
In adulthood you have an encounter with an unusual person, who as far as you can tell, has no home or family. You offer to help in anyway you can. After accepting your hospitality the stranger vanishes leaving a note "Your kindness will be remembered".
Faction. A factional enemy could be a religous order, a merchants guild, an order of assasins, or an order of holy knights. It is a enemy that may have agents and spies taht act of their behalf. Could be on the run, part of a rival faction, or want to join