Criminal: An experienced criminal with a history of breaking the law. They have spent a lot of time among other criminals and still have contacts within the criminal underworld. Far closer than most people to the world of murder, theft, and violence.
Poor. A poor lifestyle means going without the comforts available in a stable community. Simple food and lodgings, threadbare clothing, and unpredictable Conditions result in a sufficient, though probably unpleasant, experience.
Political. A politcial enemy might inlcude a local magistrate, a noble who rules the region, or a monarch ruling the kingdom. the NPC might have offended a local ruler,become an outlaw, or a be a political rival.