Merchant: An sole trader or member of a merchant guild, closely associated with others in their business. Freed by talent and wealth from the constraints of a feudal social order, they spend years under a master.
Poor. A poor lifestyle means going without the comforts available in a stable community. Simple food and lodgings, threadbare clothing, and unpredictable Conditions result in a sufficient, though probably unpleasant, experience.
Political. A politcial enemy might inlcude a local magistrate, a noble who rules the region, or a monarch ruling the kingdom. the NPC might have offended a local ruler,become an outlaw, or a be a political rival.