Destitute: These people are considered the dregs of society. They own no property, and may have no fixed home. Some perform no real work and are often unemployable. Others are in bond to a master and live at his whim.
Civil Strife! Conflict broke out during your youth causing social upheaval, your family was involved in the conflict (Work with your DM to detirmine your families involvement)
During your early adulthood you saved someone's life. This person becomes your companion. (work with your DM to determine details) Roll 1d10 on a 9-10 your companion falls in love with you.