During your youth your forest home is ravaged by monsters. No friends or loved ones are killed, but it will be centuries before the woodlands are restored to normal.
The character's cultural ties are to his current nation of residence. While the character's ancestors may have come from another land, he has no strong emotional, physical or cultural ties to another country
Your people are considered barbarians and have a dynamic social structure, a highly educated society with a keen sense of propriety and law and order. In a sense, they are pre-Civilized, but not yet developed to the point where a central power is needed.
Poor: very low income. compared to many. He usually does not or cannot own property. His home is usually of lesser quality, sometimes due to uncaring landlords who may also be the Poor person's employer.
Get out of jail free. A magnanimous ruler pardons all prisoners. If the character, or his friends or relatives are in prison, they are set free with an admonition to "Sin no more."
Hostile encounter. Followers of a god are persecuting unbelievers, you had a direct or indirect interaction with them. (work with your DM to determine details)